Debt, passion! One reason for the Italians to bear less and less to be called to pay the with the thing, because à ¨ pià ¹ © increasingly are getting used to living well with their debts.
We not only borrows to pay for the latest fashionable mobile phone, car or scooter, but also to take vacations, buy textbooks, pay in installments a face-lift surgery or dental care, and even make shopping at the supermarket.

If for many debt becomes a habit and a necessity for others (such as banks, credit companies, becomes a big business. All can be a bit pear ² 'bankers with the arrival in from England to Zopa, the Napster of the loans.

Zopa platform à ¨ à ¨ peer to peer that opened 18 months ago in Britain, with already 110 thousand subscribers online who have had their money refunded money they had lent to other subscribers online through Zopa, an guaranteed interest rate of 6.75%.

In practice those who need a personal loan. up to a maximum of 25 thousand pounds (about 40 thousand euros) complete an online questionnaire with your personal details, fiscal activities carried out; Zopa verify the creditworthiness and gives the answer in a short time, paying the loan after three days will be returned in 60 installments with from 6 to 10%. So far the protests because of the move has been very low, about 3 per 1000.

In it would Maurizio Sella, one of the bankers 'homonymous bank Biella to import credit peer to peer, but must have prior permission of the Bank' s necessary by law to carry out a

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