The Abi does know and recommend to its members not to impose the costs arising from criminal charges on early repayment of loans and portability (transfer of loans to another bank), customers running these operations but absorption load. The position of 'Abi comes after a meeting of the Executive Committee and meets the increasing difficulty for families to face charges arising from the rates of mortgages , in fact, the average rate among loans and fixed rate tassovariabile detected by ABI in October in ¨ 5.71% against 5.63% in September, while in late October of 2006 was 4.74%. The figure appears to be the tallest in the last 5 years while the minimum registered back in July 2003 was 3.58%. The President Corrado Faissola after the meeting said that "the committee has esecuitivo Afront the sensitive issue of portability and the renegotiation of mortgages and so on cost Faissola adds "on sensitive costs, the ABI recommends to its members that these are assumed by a successor bank "and also the costs" of any criminal arising from extinction Earlier calculator . Consumer groups comment on the position of 'Abi and, according to the chairman of the Movement of the Citizen Defense, Antonio Longo "is a victory of 'units' associations who initially interpreted Article 8 of Law 40/2007 in the sense of no cost to the portability of loans "and adds," is right that a bank that wants to gain customers provide to subscribers of mortgage portability at no cost, which means bear any penalty, the costs of the transfer of ' mortgage and of 'activation of the new mortgage. " Peru does not do just what ² ¬ Adiconsum and its president Carlo Rienzi expressed his concerns saying "we do not want the resolution of 'Abi is a cunning maneuver to stop the amendment proposed by Codacons and launched a few days ago the Finance Committee of the Chamber, and requiring the transfer of absolute free calculator . If indeed the Banking Association has at heart interressi user then prove it with us by supporting the amendment. Pending aspera whether or not Abi accept the challenge, our position is very skeptical. "
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