Loans, free for review and Unicredit MPS

Unicredit and MPS propose the renegotiation of the free floating rate loan, moving ahead of other banking groups, to meet the families who are facing difficulties in the mortgage rate, is introduced, therefore, free of additional charges for 'lengthening of the period and redemption fees. The Government is considering how to intervene on the issue and thus to free the portability of loans, provided by the Bersani Decree are to study other solutions "buffer" as the introduction in Finance from the deduction 'Irpef of a first home of 4,000 euros, public assumption of the "criminal" practices associated with the loans and more, but it is clear that this does not involve any serious assessment of how to find the funds and to whom and how the users insert in the Financial ongoing discussion, etc.. Unicredit contacted 15,000 customers considered to be in difficulty, in favor of that proposed by Citizenship SSETS, as its Deputy CEO, Roberto Nicastro, "after the rise in rates we have spoken to those customers on the basis of our data were diffilcoltà and which was important to achieve a balanced rate compared to disposable income, "this possibility, and most likely will be extended to customers of newly merged banks Unicredit Group by Alessandro Profumo. Monte dei Paschi di Siena is moving in the same direction, agreeing with 15 consumer associations, promotes a relationship with their borrowers clientale making it possible for those who wish to renegotiate the loan, zero additional cost, (amministartive, notary or institution ) and, acting sull'allungamento of planned obsolescence, we can speak about a substantial lessening of 'amount of the rate of even several hundred euros a month. " To avoid surprises, consumer groups, however, insist that they are provided to the customer the information on the remaining capital and the actual amounts of installment. The renegotiation of the loan, CIOA is the possibility of extending the period of redemption of the loan resulting in a lower rate, the road is currently preferred by the banks to prevent their customers, instead bringing in other banks with the operation of 'extinction and re-ignition of the loan, just at another bank. According to calculations of 'Abi from January this year until last September, the loans have been renegotiated 42000.

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