mutui.gif Finally the holders of at variable rates can breathe a sigh of relief. In fact the rate of February would be easily ¹ lightly, because the rates the interbank rate at which the rate is calculated after the surge in 2007, returning to levels before the next of subprime. In fact there is a decline for one month (base 360) to 4.17% in December after it had touched 4.95%, even if the ECB continues to keep the cost of borrowing at 4%. The indexes for 3 and 6 months have decreased, both settling at 4.29% from 5% earlier. To give an example on a twenty-year variable rate mortgage of 100,000 euros, switched in September 2005, the tranche which would drop from 758 euros to 719 hours with a reduction of 5.1% which is 6.5% for the 30 years and 3.1% for the ten-year mortgage. Interbacari rates were slowed down due to the injection of liquidity made by the ECB in late 2007 but also the expectations of operators on reducing rates after the decision dalladalla U.S. to substantially reduce the rate of the cost of money, but ECB President , dampens the enthusiasm of the operators for a decision to that effect in the short term and this creates a certain tension in the market but other factors may influence the short-rate data as interbank of institutions of credit and inflation reflexes sull'Eurozona and general financial status of banks. So it seems premature to speak of a trend reversal rate than the performance in late 2007.

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